Contact Us
Contact Us

Are you on track for retirement?

The question isn’t at what age to retire, it’s what income.

Schedule Your Analysis
Get My Color of Money Score
Are you prepared?

Portfolio Analysis Review

income_riders

Rule of 100

income_riders

Retirement X-Ray

income_riders

Wright Investment Strategy

income_riders

Our Mission

Wolfgang Capital LLC is a State Registered Investment Advisor serving Temecula, California and surrounding communities, that provides financial planning and investment advisory services. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions, and planning that result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at Wolfgang Capital LLC.

Our Services

Retirement Planning

Wealth Managemnt

Social Security Maximization

Insurance Solutions

Legacy Planning

Income Planning

Sign Up for a Complimentary Copy of Retirement Income: An Owner’s Manual!

.

Retirement Income: An Owner's Manual

Ever wished you had an easy-to-understand retirement manual with information to help achieve the comfortable and fulfilling retirement you’ve worked hard for? Look no further!

Our retirement manual can:

  • Take the unknown out of retirement planning
  • Provide a firm understanding of a solid retirement strategy
  • Teach you how to bridge the income gap caused by retirement
  • … and much, much more!
Request Now

Generational Vault

Keeping Your Financial Information Safe and Secure

A virtual “safety deposit box” for our clients to upload important documents and view financial information.  It comprises three dynamic components, including a secure portal to send and store confidential financial documents, daily investment and banking values, as well as snapshots of financial assets and expenses to view. All data is secured with a SSL Certificate, one of the strongest encryption key available, and adheres to compliance and regulatory requirements.

 

Generational Vault Login

Screen Shot 2015-07-15 at 1.59.37 PM

What does it mean to be a SmartVestor Pro?

1. I agree to the SmartVestor Code of Conduct.

I’ve been carefully selected by Dave Ramsey’s team

I believe everyone deserves access to solid, professional investing guidance. I have earned my position as a SmartVestor Pro because of my experience in the industry and my drive to help others.

2. I provide a refreshing twist on financial planning.

I have the heart of a teacher, not the attitude of a salesman. I’m someone you can feel comfortable talking to and someone you can trust. We’ll work together to create a plan to help you reach your goals.

3. I care about your future.

I’m more than a “financial planner”—I’m someone you can relate to and share your dreams with. I fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals.

*Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro (SVP) will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. Dave Ramsey and the Dave Ramsey SmartVestor program is not affiliated with Wolfgang Capital LLC or Wolfgang Financial and Insurance Agency LLC and we are not sponsored or endorsed by Dave Ramsey or the Dave Ramsey SmartVestor program.

Learning Library

  • Social Security

    ss_max

    Color of Money

    color_of_money

    PAR

    color_of_money

  • Retirement X-Ray

    color_of_money

    Rule of 100

    color_of_money

    Beneficiary Review

    beneficiary_review

  • Income Planning

    color_of_money

    Experience on Your Side

    2nd_opinion_tax_review

    Roth Conversion

    color_of_money

  • Financial Planning Pyramid

    color_of_money

    Exchange Traded Funds

    color_of_money

Register For An Upcoming Seminar

Social Security Seminars

During these classes, you will learn:

  • What is the potential impact of a poor Social Security decision?
  • When does it make the most sense for you and/or your spouse to start receiving Social Security?
  • Why married couples could miss out on substantial benefits.
  • How to coordinate Social Security with your other sources of retirement income.
  • How one special claiming strategy can potentially increase your family’s benefits.

*Light refreshments will be served

There are no upcoming events at this time.
Please check back again soon.


New Generation Retirement Planning Seminars

You will learn:

  • 6 Things you should know about The New Federal Tax Law.
  • How much risk is your retirement savings exposed to?
  • Will you have enough Retirement income?
  • Strategies you can put in place now to help position yourself for the future.
  • Why now is a great time to evaluate your accounts to see if they are positioned correctly for these financial times.
  • Social Security continues to change, will this derail your retirement?
  • Interest Rates – What to expect and how to manage.

*Gourmet Dinner will be served

New Generation Retirement Planning Seminar

Dinner immediately following presentation

New Generation Retirement Planning Seminar

Dinner immediately following presentation

New Generation Retirement Planning Seminar

Dinner served immediately after presentation


Team

Zachary Herzog
CEO of Wolfgang Capital LLC

Zachary W. Herzog is a managing member and investment advisor representative of Wolfgang Capital LLC, a registered investment advisor in the state of California. He’s also a licensed life and health insurance agent (CA LIC# 0H08534) with Wolfgang Financial and Insurance Agency, LLC, an insurance planning firm in the greater Southern California area. His goal is to help individuals retire with confidence by designing tailored plans for their retirement needs. He’s dedicated to serving the unique financial needs of retirees, as well as individuals planning their retirement. Zachary is among a group of advisors that belong to the Financial Planning Association. Zachary also wrote an introduction to a retirement planning book called “Retirement Income: an Owner’s Manual,” is a member of the local chamber of commerce. Zachary has also been heard and seen on, Forbes Magazine, Finance Monthly Magazine, Wealth and Finance International Magazine, 94.5 KMYT and 1290 NewsTalk, and is part of the SmartVestor program, which is recommended by Dave Ramsey, Chris Hogan, Chris Brown, and Rachel Cruze.

Ryan C. Mizer
Manager

Ryan C. Mizer is an investment advisor representative and Manager of Wolfgang Capital LLC, a registered investment advisor in the state of California. He’s also a licensed life and health insurance agent (CA LIC# 0L96675) with Wolfgang Financial and Insurance Agency, LLC, an insurance planning firm in the greater Southern California area. Ryan spent six years serving in the United States Army as a Special Forces Engineer. His time in the military helped him develop a passion and dedication for helping others. Ryan is now using this passion to help individuals retire with confidence by designing comprehensive retirement plans as well as servicing their specific financial needs and priorities.


Strategic Alliances

Wayne Schmidt, CFA®
Chief Investment Officer
Gradient Investments, LLC

About

Michael Binger, CFA®
Senior Portfolio Manager
Gradient Investments, LLC

About

Mariann Montagne, CFA®
Senior Investment Analyst
Gradient Investments, LLC

About

Gradient Gives Back Community Outreach Program invites Americans, who have fallen on hard times and are struggling to recover from one of the most challenging economic environments in history, to apply now for an opportunity to be awarded.

Two deserving families will be selected to receive 12 months of mortgage or lease payments!

FAMILY SELECTION

Families will be selected in the last quarter annually. Applications must be submitted by November 1.

ggbApply

Visit www.gradientgivesback.com to learn more!


Wolfgang Capital LLC is a proud supporter of St. Jude’s organization in helping kids. Click the link below if you would like to donate towards there cause.

Visit www.stjude.com to learn more!

Our Locations


San Diego Office

11440 West Bernardo Court
Ste 300
San Diego, CA 92127


Temecula Office

28765 Single Oak Drive
Ste 150
Temecula, CA 92590


Carlsbad Office

1902 Wright Place
Ste 200
Carlsbad, CA 92008